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Is my Doctor, Service, or Test covered?

Medicare Overview

Welcome to Medicare Quick Start! We are Medicare specialists that assist you with what you need to know about choosing the right Medicare Supplement or plan.

With so many choices, how do you find the plan that is right for you? Let us help you make an informed decision. We have been serving California since 2007 and we can streamline the process for you.

What Medicare Covers

Medicare Basics

Learn about Medicare health plans, which provide Part A and Part B benefits to people with Medicare as well as other plans.

Medicare Part A Coverage

Medicare cover services like lab test, surgeries and doctor visits and supplies (like wheelchairs) considered medically necessary to treat a disease or condition.

Medicare Part B Coverage

Part B cover two types of services, medically necessary and preventive. Coverage such as clinical research, ambulance services, durable medical equipment, much more...

Drug Coverage Part D

Each Medicare presicription drug plan has its own list of covered drugs. Many Medicare drug plans place drugs into different "tiers" on their fomularies.

Supplements & Advantage Plans

Image of chart showing the differences between supplement and advantage medicare plans.

Life Insurance For Seniors

Graded Death Benefit Whole Life, offered by Farmers New World Life Insurance Company, is a Whole Life policy that may be a good fit for customers who want insurance coverage with guaranteed cash values and guarantee level premiums with a lower face amount to help them prepare for life's unexpected expences. There is no medical exam, just three simple health questions to determine eligibility. With a simplified underwriting process, Graded Death Benefit Whole Life provides individuals who may not be in perfect health, but still living independently, an opportunity to obtain permanent Whole Life coverage.

Our Team

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Liberato Martinez

Hi, my name is Liberato Martinez and I have been an award winning agent for over twelve years. My team and I help customers like you identify the Medicare Plan that best fits your needs. This process is straightforward and personalized to help make you smarter about your health coverage. I have the knowledge and experience to help you better understand your coverage options.

A little bit about me. I am a proud family man with two boys. I love cheering them on at their high school games. I also enjoy serving on many boards in the local community. My interest and hobbies are cheering my boys on at their water polo games, high school sports, parent teacher association, drone aerial photography, and fitness.

Give me a call a (714) 544-0040 and I'll be happy to answer any questions you might have.

Languages Spoken: English and Spanish

Jill Lemasters-Takahashi

Jill Lemasters-Takahashi

Originally from Branson, Missouri, Jill has lived in Southern California since she was 14. She graduated from California State University Fullerton and then in her late 20s studied and earned her Masters in Psychology.

Jill started her insurance career specializing in Medicare, and found her passion as she was able to have a wonderful career that truly helps people navigate the very confusing arena of Medicare. After helping her first few clients experience the relief of having someone take the stress off of finding coverage for their individual needs, she knew this was the right career for her. At the request of her clients, Jill added Long Term Care, Life and Annuities to the portfolio she offers.

Jill has lived in Tustin, California for the last 24 years with her husband and their two teenage children.

Reach out to Jill should you have any questions or needs, her door is always open!

Cell: (714) 478-7109
Email: jill@livewellins.com